Your business takes risks. Your insurance company should understand them.
Benefit Risk Advisors places commercial auto, workers comp, general liability, and medical malpractice coverage for businesses with real nuance, including the gig economy operators most carriers don't know how to write.
High exposure
Coverage Risk Score
Recommended next step: Schedule a BRA Report — full portfolio review.
2 of 4
Lines covered
50+
Fleet
3+ yrs
Last marketed
Select
Carrier mix
We write the risk most carriers don't understand.
Strongest differentiator
Gig economy + last-mile delivery
Delivery network contractors, including companies servicing Amazon fulfillment, have liability and auto exposure that most brokers mishandle. We know the risk, we know the markets that will write it, and we know what coverage gaps look like for this business model.
Multi-line, one relationship
Commercial auto, workers comp, GL, and medical malpractice, managed through a single advisory relationship.
National market access
Specialty markets and admitted carriers. We're not limited to one or two appointments. We shop the risk to the markets that price it best.
Consultative, not transactional
We review what you have before we quote what we want to sell. Coverage gaps surface before claims do.
Connected to your benefits
One of the only advisors that can also address your employee health benefits through Health Logistics Group.
Active book. Real markets. Backed by an ecosystem.
We don't just say we can write your risk. We're already doing it for businesses other brokers can't or won't touch.
Amazon DSP delivery contractors
Active book — Real, in-force coverage for third-party delivery operators servicing Amazon fulfillment networks.
Specialty + admitted carriers
Market access — Access to specialty markets for non-standard commercial risks, not just the carriers everyone else uses.
Carrier relationships across the family
Backed by HLG — Part of Health Logistics Group, with carrier relationships across health and P&C lines and a licensed carrier (Benefit Re) for captive programs.
Find what your current coverage is missing in two minutes.
Seven questions. A coverage risk score for your business type. And a brief on the gaps we see most often for businesses like yours. No obligation.
01
Business type and size
02
Fleet, lines covered, current carriers
03
When you last marketed coverage
04
Your biggest concern
Coverage Risk Score + common-gap brief
You receive
What you call risks, we call benefits.
Properly designed commercial coverage isn't an expense line, it's an asset that absorbs risk you'd otherwise carry on your balance sheet. And in the right structure, it's an investment vehicle.
4
Lines — auto · WC · GL · MPL
50-state
Markets — specialty + admitted
One
Relationship — contact · advisor · advocate
Tell us what you carry today. We'll tell you what's missing.
The BRA Report is a free evaluation of your current risk portfolio — health, workers comp, GL, auto, cargo, E&O, cyber, and more.